doola Powers Incorporation Inside Ramp for Agents

A few months ago, doola started publicly talking about something new: a Formation API that other platforms could build on top of, instead of sending users to a separate site to incorporate. Ramp saw an opportunity, and when their own team went looking for a partner who could handle formation reliably enough to sit inside an autonomous flow, they reached out. 

That partnership is now live inside Ramp for Agents, an AI agent Ramp has just launched. 

An entrepreneur gives the agent a single prompt, and it handles company formation, a Ramp application, and setup of the finance stack, cards, bill pay, travel, and money movement, while the entrepreneur stays in control of the approvals that matter. doola’s Formation API is what runs underneath the incorporation step of that flow.

As doola powers incorporation inside Ramp; this is the company’s first marquee logo in the Formation API and B2B channel, and an early indicator of how embedded business formation is becoming a core part of the modern fintech stack. This is also a strong validation of the infrastructure doola has spent years building. 

The Problem Ramp Was Solving

Ramp recently launched its business banking product, and formation was the missing first step.

Previously, entrepreneurs who needed to form a business before they could open a Ramp business checking account had to complete incorporation elsewhere, then return to resume onboarding. 

Sending people to another provider created a break in the experience, and risked losing them before the relationship had fully begun. It was a gap in the customer journey that cost Ramp the chance to capture new users.

Ramp for Agents collapses that into a single prompt. Instead of an entrepreneur juggling separate steps across separate sites, an AI agent handles company formation, a Ramp application, and the full finance stack in one pass, while the entrepreneur stays in control of the critical approvals. 

doola’s role is to make business formation a seamless part of the agent-driven workflow, allowing entrepreneurs to incorporate without leaving the experience or switching to another provider, without any human detour. 

By embedding doola’s business formation directly into its product, Ramp turns what was once a fragmented process into a single, integrated journey. 

Entrepreneurs can now take their first official step: forming a business, and continue straight into banking without a handoff to any third party site.

Why Ramp Chose doola

Ramp needed a formation partner that could do two things most providers can’t do together: support both LLCs and C-Corps, and support both US and non-US residents. 

That combination mattered because it let Ramp own the full customer journey end to end, rather than sending part of its user base elsewhere depending on entity type or citizenship, an important requirement for a flow meant to work from a single prompt for entrepreneurs. 

doola was built for exactly that. Ramp’s core customer base skews C-Corp, but also includes entrepreneurs around the world who need the options doola already supports: LLC and C-Corp formation, for US and international entrepreneurs alike, through a single API.

This results in a more consistent experience for businesses, and a simpler integration for Ramp to build and agent around. 

Voice From the Builders

Behind the scenes, building formation into an autonomous agent flow requires close collaboration between product, engineering, compliance, and operations teams, on both sides.

“We needed one API that could handle company formation reliably enough to sit inside an autonomous flow. doola delivered that, and their team has been a genuinely dependable partner in getting it right.”

- Teddy Riker, Senior Product Manager, Ramp

Rather than treating incorporation as an external workflow, the partnership makes it a native capability the agent can execute on its own, not just recommend.

What This Signals for doola

For doola, this partnership represents something larger than a successful integration.

“Our goal has never been to make entrepreneurs choose between doola and the products they already use. We’ve always believed business formation should meet entrepreneurs where they’re building their companies. Working with Ramp validates that vision and shows what’s possible when great infrastructure disappears into a great product.”

- Arjun Mahadevan, Founder and CEO, doola

For years, doola has helped entrepreneurs launch US businesses directly. Now that expertise extends through infrastructure: instead of asking every entrepreneur to come to doola, we’re enabling leading fintech platforms, and the agents built on top of them, to bring business formation directly into their own customer journeys. 

Ramp is the first marquee logo in the Formation API and B2B channel putting that strategy into action.

What’s Next

Ramp for Agents went live on July 7, letting entrepreneurs incorporate, apply for Ramp, and stand up their finance stack from a single prompt.

As adoption grows, both teams will continue refining the experience. doola also plans to share a closer look at how the partnership is performing as real usage builds. For now, the milestone speaks for itself: 

Incorporation just became something an entrepreneur delegates, not something they do.  

So US business formation is no longer a standalone step entrepreneurs have to stop and complete elsewhere. It’s now a native part of getting a business up and running, an agent can now do it for them.

Business Formation Is Becoming Invisible

Ramp is not the only platform that will make this decision. As more fintech platforms, banks, software companies, and the agents built on top of them expand what they offer entrepreneurs, formation stops living on a separate website and starts living inside the products and prompts people already use.

doola’s Formation API is already built to power that shift for more than one partner at a time. Ramp is the first marquee logo in the Formation API and B2B channel to go public with it.

Thrilled to onboard doola’s Formation API for your business? Reach out to us →